If you’ve been reading my other blogs, you’d know that one of the reasons we invest is to get passive income because we cannot work forever. Even if we want to work all day, we’re limited to 24 hours in a day and 7 days in a week. That’s where passive income a.k.a. investments come […]
My Investment Portfolio at Age 27
We all know that personal finance is, as it suggests, personal. What might work for me, might not work for you and vice versa. We all have our own timelines and I’m personally fortunate enough that I’m not yet a breadwinner as of this writing. I’ve also been WFH (work from home) ever since the […]
SeaBank – Digital Bank with Daily Interest!
I’ve already written different blogs on digital banks, such as GSave, Tonik and ING, and how they are a great way to store emergency funds and savings. Unfortunately, one of my favorite digital banks, ING, is leaving the Philippines soon. That’s why I’m going to share with you the newest digital bank in town, SeaBank! […]
ING vs Tonik vs CIMB: Which One’s Better For You?
UPDATE: ING has decided to exit the retail banking market in the Philippines, some services are only available until August 31, 2022. Where do people usually store their money? Some want them in hard cash, but most of us prefer saving in banks such as BPI, BDO, UnionBank etc. Saving in these banks are […]
Life Insurance Frequently Asked Questions
With the pandemic, people tend to understand more the concept and importance of insurance. But with that, there are more and more financial advisors offering more and more products on the market. This can be overwhelming, especially for newbies or people just starting out. So I’ve created the FAQs for insurance and what questions to […]
My 2021 Financial Advisor Journey
It’s certainly been a roller coaster ride since my last blog on my journey to becoming a financial advisor. Over the past year, my network has grown exponentially, especially with the Financial Literacy PH (FinLit) FB group that I created out of nowhere. I consider it as my biggest achievement so far in my life. […]
Compounding Interest: 8th Wonder of the World
We’ve all heard of the 7 wonders of the world, places we all want to travel to and visit as we’ve been stuck in our homes for almost 2 years now due to the pandemic. But have you heard of the 8th wonder of the world? Albert Einstein once described compound interest as the “8th […]
BTID vs VUL: Which One’s For Me?
BTID (Buy Term and Invest the Difference) or VUL (Variable Universal Life)? Which one is better for me? This is one of the most common debates that we have when it comes to personal finance. The answer is simple: it depends! It will depend on you as there’s no one-size-fits-all when it comes to insurance, […]
GoTrade: Invest in US stocks for $1
Disclaimer: All the opinions written in this post are my personal opinions. I am neither affiliated in any way with GoTrade nor do these opinions reflect any of GoTrade’s opinions. Saving and investing have now been very convenient and accessible as everything is now online. With GInvest of GCash, you can invest in local funds […]