As we all know, the popularity of digital wallets such as GCash and Paymaya has gone through the roof with the pandemic to minimize transmission of the virus. Most of us might already know that we can use GCash to transfer to other GCash users, but what are the other features that are not that […]
Dividend Investing: Passive Income for Life
Continuing on my stock market blog where you buy shares to become a part owner of a company. The other way of earning, aside from capital appreciation (buy low, sell high), is through dividend investing. The main goal of companies is to earn profit from their businesses. They can use the profit for further expansion, […]
Stock Market 101: Trading vs Investing
Last time, we talked about GInvest, an example of a Unit Investment Trust Fund (UITF) where instead of you actively picking individual stocks, you just passively pick a fund allocation based on your risk appetite and let the fund managers do the work for you. But what if you would rather choose the individual stock […]
Tonik: First Neobank in the Philippines
Last time, we talked about Emergency Funds and learned how digital banks are a good way to store them. I already have a blog on GSave of GCash. But with the base interest rates of digital banks going down recently (Gsave from 3.1 to 2.6 percent since March 1), following the rise of inflation rate, […]
Mutual Funds 101: GInvest
If you’re reading this, the new fund allocation for GInvest should now be available Disclaimer: All the opinions written in this post are my personal opinions. I am not affiliated in any way with GCash nor do these opinions reflect any of GCash’s opinions. Continuing my investment writeups after MP2, Flint, and Variable Universal Life […]
Saving and Budgeting 101: Emergency Funds
In finance, “emergency fund” is one of the most common terms that we hear or talk about. But what is an emergency fund and how much do we need to save for it? Just a back story on why I’m writing this post, I started my own FB group about Financial Literacy just after my […]
My Journey to Becoming A Financial Advisor
The day I’m posting this, December 12, signals my growing older and wiser, a.k.a my birthday! And as it’s my birthday, I think it’s enough of an excuse to use so that I can talk about myself and the journey I’ve taken from first becoming an FA to writing these finance blogs. For the past […]
The Best Investment You Can Make This 2020
It’s that time of the year again! The time where we receive our 13th month pays and Christmas bonuses is fast approaching! With this extra cash in our pockets, a common question that people may have is “What is the best investment that I can get into with these extra funds?” Mutual funds? UITF (Unit […]
The Best Christmas Gift You Can Give Your Family This 2020
To the average person, insurance is a very sensitive topic that they don’t want to talk about as it is about something bad happening to them. But all of us, at some point in time, will leave this world. It isn’t a question of IF we will be taken away, but rather of WHEN that […]