We all know that personal finance is, as it suggests, personal. What might work for me, might not work for you and vice versa. We all have our own timelines and I’m personally fortunate enough that I’m not yet a breadwinner as of this writing. I’ve also been WFH (work from home) ever since the […]
Compounding Interest: 8th Wonder of the World
We’ve all heard of the 7 wonders of the world, places we all want to travel to and visit as we’ve been stuck in our homes for almost 2 years now due to the pandemic. But have you heard of the 8th wonder of the world? Albert Einstein once described compound interest as the “8th […]
BTID vs VUL: Which One’s For Me?
BTID (Buy Term and Invest the Difference) or VUL (Variable Universal Life)? Which one is better for me? This is one of the most common debates that we have when it comes to personal finance. The answer is simple: it depends! It will depend on you as there’s no one-size-fits-all when it comes to insurance, […]
GoTrade: Invest in US stocks for $1
Disclaimer: All the opinions written in this post are my personal opinions. I am neither affiliated in any way with GoTrade nor do these opinions reflect any of GoTrade’s opinions. Saving and investing have now been very convenient and accessible as everything is now online. With GInvest of GCash, you can invest in local funds […]
Dividend Investing: Passive Income for Life
Continuing on my stock market blog where you buy shares to become a part owner of a company. The other way of earning, aside from capital appreciation (buy low, sell high), is through dividend investing. The main goal of companies is to earn profit from their businesses. They can use the profit for further expansion, […]
Stock Market 101: Trading vs Investing
Last time, we talked about GInvest, an example of a Unit Investment Trust Fund (UITF) where instead of you actively picking individual stocks, you just passively pick a fund allocation based on your risk appetite and let the fund managers do the work for you. But what if you would rather choose the individual stock […]
Mutual Funds 101: GInvest
If you’re reading this, the new fund allocation for GInvest should now be available Disclaimer: All the opinions written in this post are my personal opinions. I am not affiliated in any way with GCash nor do these opinions reflect any of GCash’s opinions. Continuing my investment writeups after MP2, Flint, and Variable Universal Life […]
The Best Investment You Can Make This 2020
It’s that time of the year again! The time where we receive our 13th month pays and Christmas bonuses is fast approaching! With this extra cash in our pockets, a common question that people may have is “What is the best investment that I can get into with these extra funds?” Mutual funds? UITF (Unit […]
Valuable, Useful, and Lasting: Get 2 in 1 Benefits with VUL!
With 13th month pay coming up, the burning question on almost everyone’s mind is “Where should I use my hard earned cash?” While it’s great to reward ourselves for all the hard work we put in this year, impulse buying everything we see is not a decision that will help us out in the long […]